our services

What we do

In response to the majority of small and medium enterprise’s working capital and cashflow constraints, the Group has ventured through ZIKAY Factoring Sdn Bhd in Islamic Factoring of customer’s non-collarised credit sales. With the introduction of Islamic factoring under the principal of Bay Ad Dayn, ZIKAY strive to significantly achieve a mutually beneficial scenario by assisting its customer and supplier to raise funds in direct proportion to their sales volume rather than company’s net worth.

Bai' Al Dayn Bi Al-Sila

With the introduction of Islamic Factoring under the principle of (Bai’ Al DaynBi Al-Sila), Zikay Factoring Sdn Bhd hopes to significantly achieve a mutually beneficial

Letter Of Undertaking (LU) (Istisna')

Letter of Undertaking is to be issued to supplier as a secure / guarantee payment and assist client to supply and complete the awarded contract.

Support Letter

Supporting document for government tenders.

Pre-Factoring (Advance)

*Subject to Zikay Factoring Sendirian Berhad’s terms & Conditions.

Receivable Management
Service

With the introduction of Islamic Factoring under the principle of (Bai’ Al Dayn Bi Al-Sila), Zikay Factoring Sdn Bhd hopes to significantly achieve a mutually beneficial

Bai' Al Dayn
Bi
Al-Sila

Letter of Undertaking is to be issued to supplier as a secure / guarantee payment and assist client to supply and complete the awarded contract.

Letter
Of
Undertaking

Supporting document for government tenders.

Support

Letter

*Subject to Zikay Factoring Sendirian Berhad’s terms & Conditions.

Our Customer